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Charity News

Bragagnini Associates Mortgage Solutions and Financial Solutions believe in giving something back and each year we pick a nominated charity to raise funds for : These have included charities such as “Make a Wish Foundation” and “The Henry Allen Trust” to name a few. We have various events organised to raise funds, including our annual golf day and we are very proud to continue supporting worthwhile causes.

Whole of Life Cover

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A whole of life plan is designed to give cover for the whole of your life, unlike term assurance which only pays if you die within the policy term.

Whole of life cover is more expensive than other types of life insurance as it is guaranteed to pay the sum assured.

The monthly premiums are invested by the plan provider into a life fund.

The amount it will pay out will depend on the terms and conditions of your individual plan.

This is a specialist area where independent financial advice is needed. At Bragagnini Associates, we have fully qualified advisers to help you in this area of your financial planning.

Normally used for family protection reasons, but rather than having a pre-determined expiry date, it pays out irrespective of the client’s age, making the cover more expensive than term assurance.

This type of cover is often used to cover potential inheritance tax liabilities.